Home health

Guarantee the episode before the first visit.

Home health bills in episodes — weeks of visits, supplies, and clinician time delivered before the payer decides whether any of it was covered. With Medicare Advantage dominating referrals, every plan has its own auth rules, and every denial arrives after the care is sunk. Undersign clears the episode at intake. If a cleared episode is denied, we pay contracted value within 30 days.

You deliver the episode first and learn if it was covered second. That ordering is the entire problem.

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Medicare-certified home health agencies, each navigating a different auth regime per MA plan

$0B

annual payer-billed spend — the largest market we serve

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days to guaranteed payment on cleared-then-denied episodes

In your workflow

Where the guarantee plugs in.

At referral / intake

Clear the episode

Payer, member, episode type, expected visit mix. The engine checks eligibility, MA plan status, and auth requirements against live payer data.

During the episode

Recert, re-cleared

Recertifications and auth windows are re-cleared automatically. A plan change mid-episode surfaces as step_up while you can still act — not as a denial after discharge.

If the payer denies

Paid, appealed, done

Eligibility, coverage, or auth denial on a cleared episode: contracted value paid within 30 days, appeal handled by us. Your clinicians were never the right people to fight it anyway.

Home Health, visualized

The episode Gantt.

MA Plan A · auth req: SOC + wk4 MA Plan B · auth req: per-visit MA Plan C · auth req: episode
Wk 1
Wk 2
Wk 3
Wk 4recert · re-cleared ✓
Wk 5
Wk 6
visits + supplies deliveredcleared · episode guaranteed
episode_type: SOCrecert: wk4"decision": "cleared"

Six weeks of care, one recert checkpoint, three MA plans with three different rulebooks — cleared up front.

What changes

Three lines on your P&L, rewritten.

Underwrite the MA chaos

Plan-by-plan auth variance is a pricing problem, not a staffing problem. We price it per payer, per plan, per region — so you don't staff for it.

Episode economics you can plan on

Cleared episodes convert your largest revenue unit from an estimate into a number.

Intake moves faster

Referrals convert while competitors are still faxing verification forms. cleared is a same-call answer.

Fair questions

Asked by every home health operator we talk to.

“Our denials are mostly documentation, not eligibility.”

Then the guarantee is cheap for you — it covers the eligibility, coverage, and auth classes, and our clearance data will show you exactly how much of your denial mix is preventable at intake. Many agencies are surprised.

“MA plans are adversarial.”

That's the thesis, not the objection. An adversarial counterparty is precisely when you want a guarantor with appeal expertise and no emotional attachment to eating the loss.

“We're mid-migration to a new EMR.”

The API is EMR-agnostic JSON over HTTPS. Clear from the intake system you have today; move it when you migrate.

The API is in development

Be first on the ledger.

Home health is our largest market by spend — pilots open after launch-market data seasons. Join the list.